Will mortgage brokers some day be able to deal directly with CMHC?  How long will the big 5 banks remain relevant?  This Edmonton Journal story raises interesting questions:  Story Link 

Our naturally-biased prediction?  Mortgage brokers will control 50% of the mortgage market within 24-36 months…up from 30% today.

(Late breaking retort:  VHB notes that banks fulfill a vital role in risk assessment, something mortgage brokers aren’t incentivized to do.)