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100% Financing – Lender Update

October-15-Mortgage-Deadline The following lenders are still doing 100% financing and 40-year amortizations (as far as we know):

  • Abode
  • ATB 
  • Bridgewater
  • HSBC 
  • Merix
  • Street Capital 
  • Xceed

There may be others so if we forgot one please email us!

100% financing will be ending at these remaining lenders any day now–in advance of the government’s new rules coming October 15.  The exceptions are the alternative lenders:

  • Wells Fargo, which will continue offering self-insured 100% financing (640+ minimum credit score)
  • Citi Financial, which offers 100% self-insured refinances (610+ minimum credit score)