Robert McLister·Mortgage Tips & Advice·December 21, 2008Refinance In Time If you have a high-interest debt problem you need to change your lifestyle first. After you’ve committed to that, and only after, then refinancing may be in order. By refinancing high-interest debt to a low interest mortgage or HELOC, “the resulting cash flow savings will serve you well IF you lose your job,” says mortgage advisor Greg Williamson. If your job is on shaky ground, “Do this BEFORE you lose your job,” he says. “How many banks do you think will renegotiate your debt when you don’t have a job?” Like news like this?Join our CMT Updates list and get the latest news as it happens. Unsubscribe anytime. SUBSCRIBE! Thank you for subscribing. One more step: Please confirm your subscription via the email sent to you.