If you’re a student of the industry, it’s fun to learn about the inner workings of the mortgage business. So, we try to chat with different people and get different perspectives.
Recently, we had our first chance to speak with John Vogel. John is Chairman of MyNext Mortgage, our firm’s (Mortgage Architects’) proprietary lender.
John has a somewhat unique view on the world thanks to his background in the fixed income markets. Prior to helping launch MyNext Mortgage, John created, sold, and traded various fixed income products for over 20 years. He’s worked on the fixed income desks at major Canadian and international banks in New York, Toronto and London, England.
In this first of a two-part interview, we speak with John about lending spreads, interest rate risk and more….