Robert McLister·Mortgage Rate Trends·December 8, 2009RBC Lowers Rates The country’s biggest mortgage lender cut rates today: 5-year fixed: Down 0.10% to 5.49% 4-year fixed: Down 0.05% to 5.14% 1-year fixed: Down 0.20% to 3.40% RBC’s benchmark 5-year fixed “special offer” rate is now 4.19%. Most of the other banks typically match RBC’s special offer rates within a day or two. Like news like this?Join our CMT Updates list and get the latest news as it happens. Unsubscribe anytime. SUBSCRIBE! Thank you for subscribing. One more step: Please confirm your subscription via the email sent to you.