Robert McLister·Mortgage Rate Trends·January 28, 2010RBC Drops 3- to 5-year Rates The nation’s biggest mortgage lender lowered its trend-setting 5-year posted and 5-year “Special Offer” rates yesterday. RBC’s 5-year posted rate is now 5.39%, down 0.10%. That’s 0.14% above the 5.25% all-time low set last April. RBC’s 5-year “special offer” rate is now 4.09%. Expect at least 3.99% in branch, assuming you’re not afraid to ask for it. (This is a discretionary rate that may not be available at all branches.) 5-year fixed rates in the broker-channel will likely keep pace. They’ve been in the mid- to upper-3% range for a while now. More… Like news like this?Join our CMT Updates list and get the latest news as it happens. Unsubscribe anytime. SUBSCRIBE! Thank you for subscribing. One more step: Please confirm your subscription via the email sent to you.