Robert McLister·General·December 28, 2010Lending Value Lending value is the property value for mortgage purposes. It’s usually, the lesser of appraised value or sale price. That said, insurers and/or lenders may assign a lending value that is less than the appraised value or sale price if they deem it necessary to mitigate risk. Source: CAAMP Like news like this?Join our CMT Updates list and get the latest news as it happens. Unsubscribe anytime. SUBSCRIBE! Thank you for subscribing. One more step: Please confirm your subscription via the email sent to you.