Mortgage Career: Integré Mortgage Partners Inc. – Account Manager
Company: Integré Mortgage Partners Inc.
Position Title: Account Manager Type: Permanent, full-time commissioned Licences: Sub-Mortgage Broker Licence preferred Location of Position: Vancouver, B.C. Applicants may contact: Sabeena Bubber at email@example.com
Required customer service and/or account management experience
Strong inter-personal skills
Strong oral and written communication skills
Strong computer skills
Operating Systems (Windows XP/Vista/7)
Web Browsers (MSIE, Firefox)
MS Office 2007 Applications (Excel, Word, Powerpoint and Outlook)
Strong organizational skills
Extremely hardworking with strong work ethics
Experience with Client Management System software and database management skills is preferred
Possess Sub-Mortgage Broker License (preferred) or willing to take Sub-Mortgage Broker licensing course with a commitment to pass and complete the course in 3 months
Generating sales from our existing client base and referral partners; handling client mortgage inquiries and moving them to the application stage; pre-qualifying incoming applications consistent with Lender and Insurer policies; obtaining and verifying supporting documentation; submitting loan applications and documents to lenders and life insurers; handling all administrative requirements for clients from throughout the life of the mortgage.
Generate sales from existing client base
Solicit existing clients for referrals and refinance opportunities.
Arrange appointments with Senior Mortgage Broker for annual reviews.
Execute marketing initiatives including client appreciation events and Home Buyer’s Seminars.
Render approval/decline decisions on incoming applications consistent with Lender and Insurer policies
Analyze employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision process on each mortgage application.
Apply lender guidelines and insurer guidelines (CMHC & Genworth, AIG) to the credit decision process.
Take care of all existing client’s refinance questions.
Obtain and Verify supporting documentation for each application
Liaise with client, realtor, and lawyer in obtaining supporting documents as required on the application/commitment.
Verify accuracy of supporting employment, down payment, appraisal, and financial documentation received.
Review documentation for compliance with Lender conditions.
Submit application and conditions to Lenders and Insurer and obtain Lender and Insurer approval
All applications are submitted via Expert to Lenders.
Document requirements are either submitted via fax or email in a timely manner i.e. prior to deadlines e.g. subject removal.
Negotiate with lenders as to the conditions to ensure that conditions are reasonable.
Communicate with clients, lenders, realtors and lawyers throughout the approval process.
Other General Administrative duties:
Once mortgage is approved, prepare commitment and documents for signing with clients.
Sign documents with clients including selling of life and disability insurance products.
Handle inquiries in the absence of the Senior Mortgage Broker.
Handle all administrative calls from clients e.g. change in payment terms, property tax etc.
Work together with team members (including any mortgage brokers) if they have underwriting questions and submit their applications to lenders if they are required to be submitted under Senior Mortgage Broker.
Submit all co-brokered applications to lenders with comments and save all supporting documentation as required. When final payment is made on a file, to complete a review of that file to confirm that all documents required for compliance review are present.
Handle calls made to the Senior Mortgage Broker outside regular business hours. Availability to take calls on cell phone up to 9:00pm.
This is a permanent, full-time commissioned position with exceptional growth opportunities. Learn and develop your mortgage broker skills without the risk of trying to find your own clients – alongside one of BC’s top brokers!