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Mortgage Finance With Less Government

coinsOttawa puts its full faith and credit behind our mortgage market. That support has inspired confidence in Canadian housing for years. But with incessant highs in national home values, debt and credit exposure, there’s been more debate about privatizing mortgage finance.

This week’s Globe column examines potential fallout and benefits of a large-scale government pullback from housing. It’s a hypothetical that won’t come to pass anytime soon, but a dialog worth having—if for no other reason than to assess the system we have.

More at: What if mortgages were more expensive and less accessible?

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Last modified: April 28, 2014

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