As mortgage professionals, we are sometimes asked to solve problems slightly outside the scope of our mandate. Naturally, we must take care not to position ourselves as tax experts, accountants or lawyers. Read More
JoinedApril 2, 2019
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Over the years, Ross Taylor has been a stockbroker, fee-based financial planner, income tax specialist, mutual funds company executive, retail banking VP, tech company executive, and has raised capital for small to mid-size businesses. These days he is a licensed mortgage broker agent and registered credit counsellor, and still provides advice on most personal finance matters. He writes a blog at www.askross.ca
First-time homebuyers are often on a tight budget, where every dollar is carefully accounted for. Yet, many report confusion when told how much money to bring to their lawyer’s office to complete their home purchase. Read More
In our previous post, we spoke about the fact that there are so many credit score providers out there, all... Read More
It’s pretty easy to track your credit score these days—perhaps through a paid subscription to Equifax Canada or Trans Union... Read More
Mortgage refinancing in Canada is the latest domino to topple in the wake of the COVID-19 pandemic’s impact on our... Read More
In order to qualify for certain mortgage and loan products, a minimum credit score is essential. Even if your score... Read More
After you file a consumer proposal, the last thing on your mind might be a new mortgage, but you may... Read More
Most of us don’t give much thought to private mortgages. We are vaguely aware they exist, but perhaps have the... Read More
The majority of homeowners are blissfully unaware of alternative mortgages. They presume everyone is entitled to sub-2 % mortgage interest... Read More
I recently had clients who were refinancing their mortgage completely reject a very attractive offering from one of the big... Read More