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Proving the source of your clients’ down payments can sometimes be the most time-consuming part of arranging a mortgage. Even...
JoinedApril 2, 2019
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Over the years, Ross Taylor has been a stockbroker, fee-based financial planner, income tax specialist, mutual funds company executive, retail banking VP, tech company executive, and has raised capital for small to mid-size businesses. These days he is a licensed mortgage broker agent and registered credit counsellor, and still provides advice on most personal finance matters. He writes a blog at www.askross.ca
Many Canadians are under the assumption their mortgage is as good as done once they have a mortgage pre-approval. But...
As mortgage professionals, we are sometimes asked to solve problems slightly outside the scope of our mandate. Naturally, we must take care not to position ourselves as tax experts, accountants or lawyers.
First-time homebuyers are often on a tight budget, where every dollar is carefully accounted for. Yet, many report confusion when told how much money to bring to their lawyer’s office to complete their home purchase.
In our previous post, we spoke about the fact that there are so many credit score providers out there, all...
It’s pretty easy to track your credit score these days—perhaps through a paid subscription to Equifax Canada or Trans Union...
Mortgage refinancing in Canada is the latest domino to topple in the wake of the COVID-19 pandemic’s impact on our...
In order to qualify for certain mortgage and loan products, a minimum credit score is essential. Even if your score...
After you file a consumer proposal, the last thing on your mind might be a new mortgage, but you may...
Most of us don’t give much thought to private mortgages. We are vaguely aware they exist, but perhaps have the...