The majority of homeowners are blissfully unaware of alternative mortgages. They presume everyone is entitled to sub-3% mortgage interest rates, with no fees of... Read More...
I recently had clients who were refinancing their mortgage completely reject a very attractive offering from one of the big chartered banks.
Their reasoning?... Read More...
Thanks to tighter mortgage qualification rules and higher-priced real estate—particularly in the greater Vancouver and Toronto areas—it’s not always easy to qua... Read More...
It’s not unusual to find you owe some money to the Canada Revenue Agency (CRA) after filing your personal tax returns. Especially if you have neglected doing th... Read More...
Most borrowers inherently know that having a better credit score means you have access to better mortgage rates.
In case you're wondering just how much bette... Read More...
If you are recovering from a bad credit event, such as a consumer proposal or personal bankruptcy, you should make every effort to restore some lustre to that d... Read More...
As well as being an accomplished mortgage agent with Concierge Mortgage Group, Ross Taylor is a licensed insolvency counsellor. Over the past 16 years, he has personally negotiated the terms of hundreds of personal bankruptcies and consumer proposals. He has also published extensively at www.askross.ca
