

Ross Taylor

Ross Taylor


New year, better mortgage rates: Credit tips to get you there
As we step into a new year, it’s a great time to reassess your financial habits and ensure your credit profile is in top shape.

A First Home Savings Account should be on every first-time buyer’s holiday wish list
Introduced in April 2023, the First Home Savings Account (FHSA) is a game-changer for Canadians looking to save for their first home.

Pros and cons of a 10-year fixed mortgage: Is stability worth the cost?
The 10-year mortgage has long been a niche product in the Canadian mortgage market.

Pros and cons of the new federal secondary suite programs
Comparing two federal programs to help Canadians build rental suites: a $40,000 loan or a mortgage refinance option

Proof of down payment: The biggest hurdle for mortgage professionals
For mortgage professionals, verifying a client’s down payment sources can be one of the most challenging aspects of the mortgage approval process.

How a private bridge mortgage can save the day when your home hasn’t sold
Selling your home while purchasing a new one can sometimes feel like a balancing act, especially when the sale of your current home doesn’t align with your next purchase.

Mortgage payments: Understanding timing and avoiding confusion
Mortgage payments can sometimes be a tricky topic for some homeowners, leading to confusion about when payments are due and what time period they cover.

Why you shouldn’t fear a credit score drop when applying for a mortgage
In the complex world of home financing, a common concern among our clients involves the impact of credit inquiries on their credit scores.

Variable-rate mortgages are about to trigger payment increases
There’s been a lot of discussion recently about how variable-rate mortgage holders could face their “trigger point.” We’re going to explore what that means, and the implications for borrowers.