Ross Taylor

can you purchase a house after a consumer proposal

Can You Qualify For A Mortgage After A Consumer Proposal?

December 3, 2019 23 Comments

After you file a consumer proposal, the last thing on your mind might be a new mortgage, but you may be a lot closer than

These Homeowners Need a Private Mortgage

November 13, 2019 1 Comment

Most of us don’t give much thought to private mortgages. We are vaguely aware they exist, but perhaps have the impression they are mortgage solutions

When You Might Need an Alternative Lender Mortgage

September 20, 2019 6 Comments

The majority of homeowners are blissfully unaware of alternative mortgages. They presume everyone is entitled to sub-2 % mortgage interest rates, with no fees of

What You Should Know About Collateral Charge Mortgages

August 6, 2019 2 Comments

I recently had clients who were refinancing their mortgage completely reject a very attractive offering from one of the big chartered banks. Their reasoning? All

The Benefits and Risks of Co-Signing for a Mortgage

July 2, 2019 2 Comments

Thanks to tighter mortgage qualification rules and higher-priced real estate—particularly in the greater Vancouver and Toronto areas—it’s not always easy to qualify for a mortgage

How to use home equity to pay overdue taxes

How Home Equity Can Be Used to Pay CRA Debts

June 7, 2019 4 Comments

It’s not unusual to find you owe some money to the Canada Revenue Agency (CRA) after filing your personal tax returns. Especially if you have

Credit Score Boost at Renewal Can Save Thousands

May 1, 2019 2 Comments

Most borrowers inherently know that having a better credit score means you have access to better mortgage rates. In case you’re wondering just how much

How the Right Credit Cards Can Help You Recover from Bad Credit

April 4, 2019 2 Comments

If you are recovering from a bad credit event, such as a consumer proposal or personal bankruptcy, you should make every effort to restore some