Guest Posts

Why you shouldn’t fear a credit score drop when applying for a mortgage

May 14, 2024 No Comments

In the complex world of home financing, a common concern among our clients involves the impact of credit inquiries on their credit scores.

Opinion: Are fixed mortgage rates poised to rise? Here’s why I think so.

April 3, 2024 1 Comment

It seems that the Canadian bond market has a spring in its step these days. After hitting a low around 3.26% in January, the Government of Canada 5-year bond yield—which typically leads fixed mortgage rates—finished Tuesday’s session at 3.63%.

3 Reasons Canadian Mortgage Rates Will Never Hit 5%

October 13, 2017 17 Comments

High borrowing rates are a relic. Canadian regulators may soon force borrowers to qualify at interest rates two percentage points above the contract rate. With

Working with Self-Employed Clients

October 15, 2014 No Comments

Self-employed borrowers have long been perceived as higher-risk applicants. It’s not surprising that they took it on the chin when the government started tightening mortgage rules.

The Public MIC Advantage

June 16, 2014 No Comments

To help investors make informed decisions, regulated public markets require broad access to information on exchange-listed companies.

Clock ticking to private mortgage course deadline

A Threat to Private Financing

June 8, 2014 8 Comments

Borrower choice and the success of mortgage brokers is tied to the availability of a wide variety of mortgage funds.

Mortgages: ‘Big Box’ Brokers vs. ‘Boutique’ Experts

May 20, 2014 1 Comment

By Dustan Woodhouse, Special to CMT Despite industry hype surrounding rate discounter websites, the reality is that most mortgage clients still embrace a higher level

A New Path for Broker Associations

May 8, 2014 23 Comments

Life is funny. As I sit here and write this column, I scratch my head and ponder the irony of an article like this.

Fighting Mortgage Fraud

September 24, 2013 23 Comments

Special to CMT, By Karen Beattie, NEXSYS Financial Mortgage fraud in Canada has increased by a staggering 50% in recent years, according to Equifax. While accounting