Mortgage Rate Trends

Canada's economic picture has become less robust is recent days.  In turn, every one of Canada's 12 primary securities dealers is now predicting a 1/4% ra... Read More...

There are countless borrowers these days looking to get a variable-rate mortgage and then lock into a fixed rate "when rates come down."  It's a gamble tha... Read More...

If you're shopping for a fixed rate on a big mortgage ($500,000+), there's now a few lenders with 5-year fixed rates under 4.99% and excellent perks and pre-pay... Read More...

The big banks have slashed their posted 5-year fixed rates over 1/3%, to 6.65%.  Their "discounted" rates are now about 5.59%. The move was the biggest cu... Read More...

We're hearing more talk from lenders that variable mortgage rates may be on the rise (soon).  Prime - banker's acceptance spreads have narrowed and are squ... Read More...

Fixed rates are finally starting to catch up with the drop in bond yields over the last few months.  Canada's big banks lowered their 5-year fixed mortgag... Read More...

5-year bonds yield yields have bounced quite a bit (44 basis) points from their March 17 multi-decade lows.  The 5-year bond is now at 3.18%--as of this w... Read More...

America's key lending rate fell another 3/4% today, and economists expect the Fed to keep on cutting. Now the ball's in the Bank of Canada's court.  Most ... Read More...