Mortgage Strategies Archives - Mortgage Rates & Mortgage Broker News in Canada

Mortgage stress test impacting qualification amounts

June 20, 2022

How the mortgage stress test is impacting qualification amounts

As of June 2022, we are currently seeing unnatural discrepancies in the size of mortgage loans borrowers will qualify for,...

The fixed vs. variable mortgage rate decision

June 19, 2022

Fixed vs. variable: How not to lose this mortgage guessing game.

As some second-guess the “variable-rate advantage,” we’ll hear more people asking things like, “Is it too late to lock in?”

May 1, 2022

What Happens When Appraisal Values Come up Short?

For the past two years, appraisal valuations have rarely fallen short.

April 5, 2022

10 Reasons Why Homebuyers May Not Qualify for the Best Rates

As mortgage brokers, we know that homebuyers are sometimes disappointed when they can't qualify for the best rates. They inevitably always come back with one burning question: why?

March 30, 2022

7 Tips for New Mortgage Brokers

If you’re a new mortgage broker, you’ll realize soon enough that there's actually a great deal in this business that we have no control over.

January 10, 2022

Can You Qualify for a Mortgage While on Probation at Your Job?

Last year, we noticed an increase in the number of mortgage applicants who are still on probation at their jobs.

How mortgage pre-approvals can protect you against rate hikles

November 1, 2021

How a Mortgage Pre-Approval Can Protect You from Rising Rates

With fixed rates on the rise, a mortgage pre-approval can be a total game-changer.

using balance transfers to your advantage

October 19, 2020

Incorporate Balance Transfer Offers into Your Arsenal

As mortgage professionals, we are sometimes asked to solve problems slightly outside the scope of our mandate. Naturally, we must take care not to position ourselves as tax experts, accountants or lawyers.

July 7, 2020

9 Ways to Keep Your Credit Score as High as Possible (Part II)

In our previous post, we spoke about the fact that there are so many credit score providers out there, all...

why are there so many different credit scores?

July 3, 2020

Why Is My Credit Score Different From What Lenders See? (Part I)

It’s pretty easy to track your credit score these days⁠—perhaps through a paid subscription to Equifax Canada or Trans Union...

What the latest inflation data means for the upcoming Bank of Canada rate decision

How the mortgage stress test is impacting qualification amounts

Fixed vs. variable: How not to lose this mortgage guessing game.

Home prices fall again in May; down 13% from February’s peak

What the latest inflation data means for the upcoming Bank of Canada rate decision

How the mortgage stress test is impacting qualification amounts

Fixed vs. variable: How not to lose this mortgage guessing game.

Soft landing or a crash: what lies ahead for Toronto’s housing market?

Trigger Rate

Mortgage Strategies

How the mortgage stress test is impacting qualification amounts

Fixed vs. variable: How not to lose this mortgage guessing game.

What Happens When Appraisal Values Come up Short?

10 Reasons Why Homebuyers May Not Qualify for the Best Rates

7 Tips for New Mortgage Brokers

Can You Qualify for a Mortgage While on Probation at Your Job?

How a Mortgage Pre-Approval Can Protect You from Rising Rates

Incorporate Balance Transfer Offers into Your Arsenal

9 Ways to Keep Your Credit Score as High as Possible (Part II)

Why Is My Credit Score Different From What Lenders See? (Part I)

Get The Latest News