Mortgage Strategies Archives - Mortgage Rates & Mortgage Broker News in Canada

October 1, 2009

“Investing,” Via Your Mortgage

The Globe’s John Heinzl says “paying off your mortgage is the best investment you could make. Period.” He writes, “It's...

April 16, 2012

“TD Helps” Now Online

TD has a new mortgage Q&A forum called “TD Helps.” Here’s the link. It’s a place where folks can ask...

March 11, 2009

“Things Have Changed”

That’s Desjardins’ conclusion regarding the long-held superiority of variable rates over fixed rates. Desjardins declared last week that it “must...

July 10, 2009

1-Year Mortgages Vs. Variables

If you want a variable-rate mortgage (and are suited to one), take a peek at a one-year instead. Here are...

September 26, 2009

1-Year or Variable?

Variable-rate mortgages are finally back to prime and it’s been a year in the making. Not coincidentally, we’ve been coming...

April 5, 2022

10 Reasons Why Homebuyers May Not Qualify for the Best Rates

As mortgage brokers, we know that homebuyers are sometimes disappointed when they can't qualify for the best rates. They inevitably always come back with one burning question: why?

March 16, 2018

10 Ways Brokers Can Build a Reputation on Social Media

In the modern age where social networking and other online tools are so prevalent, mortgage professionals need to be conscious...

September 18, 2010

10-Year Fixed “Insurance”

Wouldn’t it be nice, other things being equal, to know your mortgage payments until 2020? The cost of that certainty...

December 22, 2011

10-Year Terms: More Taste, Less Filling

With the recent dip in long-term funding costs, lenders are finally sharpening their pencils on 10-year mortgage pricing. Decade-long rates...

August 13, 2012

3-Month Penalties Aren’t Always Clearcut

Breaking a closed mortgage usually results in a penalty. With a fixed mortgage, that penalty is typically the greater of...

RBC bracing for renewal impact: three quarters of its mortgages to see higher rates by 2026

A 4.99% mortgage is providing short-term relief to borrowers…but what’s the catch?

Not quite a recession, but Canada sees third-quarter growth turn negative

Brokers react to the government’s “nonsense” mortgage charter

Interest rates expected to fall to 3.00% by end of 2024

Home prices won’t revert to pre-pandemic levels, should start rising again in 2024: CMHC

Bank of Canada concerned inflation could remain “stuck” above 2%

The mortgage stress test has helped protect Canada’s housing market in this downturn: OSFI

Bank of Canada watching trend of longer amortization periods among borrowers

Mortgage Strategies