Mortgage Strategies

The stories found here are focused on providing mortgage tips and strategies to help you achieve your goals. Whether that be saving interest, increasing your cash flow, limiting potential mortgage penalties, we’ve got you covered.

Mortgage payments: Understanding timing and avoiding confusion

June 26, 2024 No Comments

Mortgage payments can sometimes be a tricky topic for some homeowners, leading to confusion about when payments are due and what time period they cover.

Are longer mortgage terms the solution to Canada’s payment shock challenges?

June 23, 2024 No Comments

Payment shocks at renewal due to shorter mortgage terms have become a growing concern. This has led some to question whether adopting longer mortgage terms would provide greater financial stability.

Canadians not negotiating their renewal rates

Borrowers leaving money on the table by not negotiating their mortgage renewal rates

June 12, 2024 2 Comments

According to a recent survey conducted Mortgage Professionals Canada, Canadians are doing less haggling at renewal, despite most facing higher interest rates.

Why you shouldn’t fear a credit score drop when applying for a mortgage

May 14, 2024 No Comments

In the complex world of home financing, a common concern among our clients involves the impact of credit inquiries on their credit scores.

The prospect of halal mortgages in Canada: What you need to know

April 25, 2024 3 Comments

Since Ali Najaf moved from Pakistan to Vancouver as a student in 2012, he has earned a degree, landed a job in human resources, and gotten married.

Preparing for the next wave of renewals: Manulife’s unique solutions

April 22, 2024 No Comments

The mortgage industry is in the midst of a transition in Canada, and Manulife is ready to evolve with it.

Opportunities for brokers-farm financing in Canada

Harvesting opportunities for brokers: the untapped potential of farm financing

February 14, 2024 No Comments

Brokers without a rural upbringing may not know a lot about how farms or farm financing work, but even a residential broker can be taught how to handle a farm deal.

HEB advertorial-February-Reverse mortgages for Canadians

Financial freedom for Canadians 55+: HomeEquity Bank boosts CHIP Reverse Mortgage support for the broker channel

January 30, 2024 No Comments

HomeEquity Bank is steadfastly committed to providing older Canadians with the means to enjoy their retirement years with greater confidence by enhancing our efforts to collaborate with the mortgage broker channel.

How new mortgage brokers are overcoming the challenges of today’s high-rate environment

January 23, 2024 No Comments

It’s no secret that the current high-rate environment has been challenging for mortgage borrowers and mortgage professionals alike.

How the Smith Manoeuvre can help mortgage brokers grow their business

January 5, 2024 No Comments

For nearly four decades, Canadians have turned to an investment strategy of writing off the interest from mortgage payments as tax-deductible. Known as the Smith

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