In order to qualify for certain mortgage and loan products, a minimum credit score is essential. Even if your score... Read More
After you file a consumer proposal, the last thing on your mind might be a new mortgage, but you may... Read More
Despite what you may have heard, your cell phone payment history does affect your credit score. Cell phone accounts work... Read More
The majority of homeowners are blissfully unaware of alternative mortgages. They presume everyone is entitled to sub-3% mortgage interest rates,... Read More
I recently had clients who were refinancing their mortgage completely reject a very attractive offering from one of the big... Read More
Thanks to tighter mortgage qualification rules and higher-priced real estate—particularly in the greater Vancouver and Toronto areas—it’s not always easy... Read More
It’s not unusual to find you owe some money to the Canada Revenue Agency (CRA) after filing your personal tax... Read More
Most borrowers inherently know that having a better credit score means you have access to better mortgage rates. In case... Read More
If you are recovering from a bad credit event, such as a consumer proposal or personal bankruptcy, you should make... Read More
Last year a third of mortgage holders in Canada chose to pay their mortgages aggressively, which is to say they... Read More