As mortgage professionals, we are sometimes asked to solve problems slightly outside the scope of our mandate. Naturally, we must take care not to position ourselves as tax experts, accountants or lawyers. Read More
In our previous post, we spoke about the fact that there are so many credit score providers out there, all... Read More
It’s pretty easy to track your credit score these days—perhaps through a paid subscription to Equifax Canada or Trans Union... Read More
In order to qualify for certain mortgage and loan products, a minimum credit score is essential. Even if your score... Read More
After you file a consumer proposal, the last thing on your mind might be a new mortgage, but you may... Read More
Despite what you may have heard, your cell phone payment history does affect your credit score. Cell phone accounts work... Read More
The majority of homeowners are blissfully unaware of alternative mortgages. They presume everyone is entitled to sub-3% mortgage interest rates,... Read More
I recently had clients who were refinancing their mortgage completely reject a very attractive offering from one of the big... Read More
Thanks to tighter mortgage qualification rules and higher-priced real estate—particularly in the greater Vancouver and Toronto areas—it’s not always easy... Read More
It’s not unusual to find you owe some money to the Canada Revenue Agency (CRA) after filing your personal tax... Read More