As of June 2022, we are currently seeing unnatural discrepancies in the size of mortgage loans borrowers will qualify for,...
National Bank of Canada expanded its Ontario pilot to all brokers in the province this week, albeit only if you’re an M3 Group broker.
On Thursday, one of the most-watched interest rates in the world, the U.S. 10-year yield, broke 2% for the first time since summer 2019.
Some mortgage borrowers' confidence in variable rates may be tested as the Bank of Canada's overnight target rate starts its inevitable climb upwards, perhaps as early as this week.
For those with 20%+ equity, HELOCs are just about the most popular product in the prime mortgage market. Over 2 million Canadians have one.
Few realize how dramatically Canada’s mortgage insurance market has changed.
It’s easy to forget the power of leverage. With $100,000 of income, a creditworthy borrower can now qualify for almost...
As mortgage brokers, we should assume our clients and prospects have access to much of the same information we do. But sometimes they don’t, and in such cases we can focus on finding the best lender solution.
It's so hard to have a calm intelligent debate about mortgage policy in Canada. And there’s a reason for it.
Canada’s conservative nature means that we have a tendency to abide by the status quo, remaining committed to tradition and...