How to Become a Mortgage Professional in Canada
Start a professional career in Canada’s $2+ trillion mortgage industry*
Follow our step-by-step guide, become a Mortgage Professional, and create building blocks to future success
1. Become Educated
Complete the entry-level educational requirements in your province.
Provinces use different terminology to refer to mortgage brokering professionals, such as: agent, associate, salesperson, submortgage broker. Refer to each province for the correct licensing/registration information and requirements.
Select your province to choose the entry-level course:
2. Get Hired
Find a company/brokerage that suits your needs. Ask questions about training, work style, support and business goals.
Find a company using the Mortgage Professionals Member Directory:
You can also browse our job board for listings:
3. Get Licensed/Registered
Your company/brokerage will begin the licensing/registration process with you. Complete the application forms, get licensed/registered, and start your exciting new career!
4. Get Working
Build your business! Start advertising, networking, building referral sources and providing sound mortgage advice to your customers.
Stay up-to-date with lenders’ products and policies and ensure compliance with regulatory requirements.
Keep learning! Access education opportunities and attend industry events.
Here are some opportunities to grow:
5. Get Accredited (optional)
Consider differentiating yourself by working towards an industry-specific professional designation, such as the Accredited Mortgage Professional of Canada (AMPC).
6. Take it to the Next Level (optional)
Take your career to the next level by upgrading your licence/registration (where applicable):
Accrue a minimum of two (2) years’ experience as a licensed/registered mortgage professional
Complete the senior/broker-level educational requirements
Upgrade your licence/registration status
Each province has its own unique requirements for license/registration level upgrades, if applicable. Visit the provincial regulator for more information:
7. Make Your Mark (optional)
Expanding your professional footprint and capacity. For example, you can:
Hire an assistant
Build and manage a team
Start your own brokerage
8. Give Back (optional)
Share your knowledge and participate in the continuous improvement of the profession. Why not:
Lead a team
Mentor new industry participants
Present at industry events and/or education sessions
Join an industry committee
* Source: Bank of Canada
