
bond yield forecasts


Housing and interest rate forecasts for 2025
As we reflect on 2024, it was a year of resilience and adjustment for Canada’s housing and mortgage market, marked by the Bank of Canada’s pivot to rate cuts after two years of relentless hikes, offering long-awaited relief to borrowers.

Canadian bond yields rebound sharply, sending some mortgage rates higher
After being on a downward path for the past two months, Canadian bond yields have reversed course and are once again on the rise.

Fixed mortgage rates are rising. What’s the deal?
As variable-rate mortgage holders eagerly anticipate the Bank of Canada’s first rate cut, fixed rates are heading in the other direction: up.

Opinion: Are fixed mortgage rates poised to rise? Here’s why I think so.
It seems that the Canadian bond market has a spring in its step these days. After hitting a low around 3.26% in January, the Government of Canada 5-year bond yield—which typically leads fixed mortgage rates—finished Tuesday’s session at 3.63%.

Fixed mortgage rates in Canada resume their decline amid economic volatility
After a short-lived upswing in bond yields last month that nudged some fixed mortgage rates higher, lenders are once again bringing them back down.

Rise in bond yields could send fixed mortgage rates higher, experts say
A sudden rise in bond yields this week could cause some lenders to reverse recent fixed mortgage rate cuts, experts say.

Big banks slash mortgage rates this week to reflect lower bond yields in Canada
Nearly all of the country’s big banks slashed their advertised fixed mortgage rates this week, in some cases by as much as 70 basis points (or 0.70%).

2024 housing market and interest rate forecasts
2023 was a year that tested the resilience of Canadian mortgage holders. And as we look forward, there’s optimism that 2024 will be the year of rate relief.

Experts predict lower mortgage rates as bond yields plunge
Mortgage shoppers and those with upcoming renewals may see some rate relief next week thanks to a steep drop in bond yields.