High interest rates have applied the brakes to Canada's housing market, with mortgage originations down nearly 40% compared to a year earlier.
With interest rates and borrowing costs at record highs, it’s more important than ever to ensure your credit report is in good standing.
Following improvements in 2020, housing affordability worsened in the second quarter of this year by its widest margin in 27...
Equifax Canada has implemented changes to its mortgage inquiry process to enhance the protection of consumer information.
Last week, the President of the Canadian Bankers Association announced that all six major banks would offer deferral payments on...
Most borrowers inherently know that having a better credit score means you have access to better mortgage rates. In case...
If you are recovering from a bad credit event, such as a consumer proposal or personal bankruptcy, you should make...
Mortgage consumer debt reached a record level in the second quarter of 2017, yet mortgage holders have proven capable of...
New data from CMHC shows average credit scores of mortgage holders across the country are continuing to rise. A full...