fsra Archives - Mortgage Rates & Mortgage Broker News in Canada

FSRA clarifies CE requirements for Ontario mortgage agents and brokers

May 7, 2025 No Comments

Ontario mortgage agents and brokers have until March 31, 2026, to complete their current Continuing Education (CE) requirements. The Financial Services Regulatory Authority of Ontario (FSRA) recently clarified what counts toward the required hours—and what doesn’t.

Mortgage Digest: Why fixed rates could drop further despite rising bond yields

April 11, 2025 No Comments

Canadian bond yields have swung sharply in recent weeks, adding uncertainty to the outlook for fixed mortgage rates.

Why private mortgage presentation matters: Red flags to watch for

March 9, 2025 No Comments

In this article, we’ll explore the topic of private mortgage solicitations. And trust me, it’s more exciting than watching paint dry (though perhaps not as relaxing).

Mortgage lenders cutting fixed mortgage rates

Mortgage Digest: 5 big banks cut fixed mortgage rates following bond yield drop

February 14, 2025 No Comments

Mortgage providers nationwide have been gradually lowering their fixed mortgage rates, including five of the country’s Big 6 banks.

Young homeowners lead the way in paying down mortgage debt

Mortgage Digest: Younger homeowners lead the way in paying down mortgage debt

January 25, 2025 No Comments

Younger Canadians are outpacing older demographics in reducing their mortgage debt, new research from Statistic Canada has found.

Mortgage Digest: CREA updates 2025 forecast with higher sales and price growth

January 16, 2025 No Comments

A regular review of the latest mortgage and real estate news, a recap of key headlines, and a preview of upcoming economic releases.

Mortgage Digest: HELOC usage rises to near two-year high as borrowing picks up

December 17, 2024 No Comments

A regular review of the latest mortgage and real estate news, a recap of key headlines, and a preview of upcoming economic releases.

Ontario regulator flags risks in growing private mortgage sector

September 12, 2024 No Comments

Ontario regulator urges better oversight to protect borrowers and investors

FSRA introduces stricter guidelines for mortgage broker licensing

July 19, 2024 No Comments

FSRA has issued new guidelines to enhance mortgage broker licensing standards, aiming to better protect homebuyers and investors.

FSRA CEO Mark White to step down for new position as Chair of Ontario Energy Board

July 5, 2024 No Comments

The head of Ontario’s mortgage broker regulator, Mark White, has confirmed he will be stepping down from his role as CEO later this month.

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