
Home Trust


Home Trust’s merger with Fairstone Bank: what it means for customers and brokers
Alternative mortgage provider Home Trust has entered into a merger agreement with unsecured lender Fairstone Bank, but what effect the deal has on customers and brokers remains unknown.

The importance of effective listening to your success as a broker
As mortgage brokers look for ways to stand out in a competitive industry landscape, it’s increasingly important to consider the impact that clear and concise communication can have on service levels.

Lender executives share their insights into the latest mortgage trends
The lender panel is a perennial fan-favourite at the National Mortgage Conference and this year was no exception. The panel, featuring executives from four key mortgage lenders, covered a number of topics, including emerging trends and issues facing the industry.

A closer look at self-employed homebuyers
As Canada’s housing market continues to grow, self-employed homebuyers have emerged as a segment that simply cannot be ignored.

The latest in mortgage news: National Bank among first to offer First Home Savings Account
National Bank has become one of the first of the big banks to make the new First Home Savings Account (FHSA) available to its clients.

The Latest in Mortgage News: Recent hikes are “painful” for variable-rate mortgage borrowers, says BoC
Homebuyers with a variable mortgage rate are facing a “painful” adjustment as interest rates continue to rise, the Bank of Canada’s Senior Deputy Governor Carolyn Rogers said this week.

Home Capital sees a drop in volumes, but no issues yet with renewals at higher rates
Home Capital says it is “preparing for the worst” when it comes to delinquencies, but so far hasn’t seen any issues with borrowers making their payments.

Home Capital’s Q2 mortgage volumes up over 40%
Despite rising interest rates, alternative lender Home Capital saw its mortgage originations jump over 40% in Q2 compared to last year.

Home Capital Buys Back $300 Million in Shares Following Q3 Earnings
On the heels of its third-quarter earnings report, alternative-lender Home Capital announced its board had approved a share-buyback of up to $300 million.