
interest rates


Whiplash in Canada’s bond market signals rate roller-coaster ahead, experts say
When it comes to predicting mortgage rates, the only thing Canada’s mortgage experts are certain of right now is that nothing is certain.

60% of Canadian mortgage renewals to face higher rates by 2026: BoC
Despite interest rates having fallen materially in 2024, recent data show that many Canadian homeowners could still face payment shocks when their mortgages renew.

Housing and interest rate forecasts for 2025
As we reflect on 2024, it was a year of resilience and adjustment for Canada’s housing and mortgage market, marked by the Bank of Canada’s pivot to rate cuts after two years of relentless hikes, offering long-awaited relief to borrowers.

A by-the-numbers look back at Canadian finance in 2024
The big questions in Canadian finance heading into 2024 were whether the economy could avoid a recession and what would happen with interest rates.

Fed minutes spark market turmoil: Making sense of it and why Canadian mortgage rates are likely to rise
I thought it would be really hard to top Monday’s chaotic events in Parliament, but it looks like I was wrong. Today at 2 p.m.,

Why three big banks raised fixed mortgage rates despite falling bond yields
Despite low bond yields, banks and other lenders are continuing to raise rates. We talked to several rate experts to understand why.

Why one analyst thinks the Bank of Canada will be forced to cut its policy rate to 1.75%
The Bank of Canada may be forced to continue lowering its policy rate more than markets are currently anticipating, with this easing cycle stretching into the second half of 2025.

Experts predict Canadian mortgage rates will rise next week following latest surge in bond yields
In just two months, Canadian bond yields have surged by over 61 basis points (0.61 percentage points), with a jump of roughly 17 bps in the past week.

Fixed mortgage rates may not follow Bank of Canada cuts, former TD economist warns
While plenty of consumers believe the Bank of Canada’s steady interest rate cuts will drop mortgage rates meaningfully across the board, economist Don Drummond isn’t so sure that prediction applies to fixed rate mortgages.