As of June 2022, we are currently seeing unnatural discrepancies in the size of mortgage loans borrowers will qualify for,...
Canada's banking regulator has proposed changes that would strengthen the stress test applied to uninsured mortgages.
A Conservative win in the October federal election would mean an end to stress testing mortgage switches, as well as...
The stress test continues to be the focus of much research, with new data released recently on the full extent...
The stress test is back in the crosshairs of industry analysts. Earlier this week, CIBC World Markets Deputy Economist Benjamin...
There’s been a lot of talk about the government’s mortgage stress test recently—particularly since it was left untouched in last...
Hoping for minor tweaks to the mortgage stress test, the Liberal government’s 2019 budget instead left many in the industry...
Mortgage rules implemented over the past two years, along with rising interest rates, have worked to improve credit quality and...
The word is out on a little-known policy used to qualify anyone with a HELOC who is applying for additional...
OSFI is tightening mortgage lending again. But this time, it’ll be less impactful for consumers. The banking regulator issued its...
