OSFI rejects Competition Bureau recommendation to drop mortgage stress test for lender switches March 22, 2024 1 Comment Canada’s banking regulator says it has no plans to remove the stress test on uninsured mortgages for borrowers who choose to switch lenders. Read More »
A deep-dive into the mortgage stress tests: Did they serve their purpose? September 27, 2022 1 Comment In this two-part series, economist Will Dunning explores the premise of the mortgage stress tests and their current relevance in the context of today’s sharply higher interest rates and worsening economic conditions. Read More »
