
National Bank


Big banks slow to roll out secondary suite refinancing program despite January 15 launch
Canadian Mortgage Trends has learned that only a few major lenders are currently accepting applications for the federal government’s secondary suite refinancing program.

Experts bet on sixth straight Bank of Canada rate cut this week
Economists and markets expect a 25-basis-point rate cut this week, bringing the Bank of Canada’s policy rate to a two-year low of 3%.

Bank of Canada rate hikes in 2026? National Bank thinks so.
Just when Canadians thought Bank of Canada rate hikes were behind us, one major bank is now forecasting their return as early as next year.

EXCLUSIVE: BMO brings back OSFI’s stress test for uninsured mortgage switches
The excitement over last month’s removal of the stress test for uninsured mortgage switches may have been short-lived—at least for some bank customers.

Scotiabank: The Bank of Canada will likely deliver a 50-bps rate cut this week—here’s why it shouldn’t
In a recent analysis, Scotiabank’s Derek Holt suggests that the Bank of Canada is likely to implement a 50-basis point rate cut this week, despite concerns over the broader economic implications.

Canadian Western Bank delays Q4 results release due to legal claim
CWB has announced a delay in the release of its Q4 and fiscal 2024 results due to a legal claim that has impacted the bank’s financial reporting timeline.

Mortgage Digest: Prospective homebuyers waiting for sub-3% BoC rate before acting, survey shows
A bi-weekly review of the latest mortgage and real estate news, a recap of key headlines, and a preview of upcoming economic releases.

Latest in mortgage news: Borrowers must adapt to ‘new normal’ of higher rates, says Macklem
Interest rates may slowly start to be easing around the world, but they won’t be returning to pandemic levels and borrowers will need to adjust accordingly.

Teranet-National Bank composite house price index held steady in April
The Teranet-National Bank composite house price index which tracks home prices in 11 of Canada’s largest cities remained stable from March to April.