OSFI stress test Archives - Mortgage Rates & Mortgage Broker News in Canada

EXCLUSIVE: BMO brings back OSFI’s stress test for uninsured mortgage switches

December 19, 2024 No Comments

The excitement over last month’s removal of the stress test for uninsured mortgage switches may have been short-lived—at least for some bank customers.

OSFI leaves mortgage stress test unchanged

December 15, 2022 1 Comment

Canada’s banking regulator confirmed today it will leave the mortgage stress test for uninsured mortgages unchanged.

OSFI unlikely to tweak the mortgage stress test tomorrow

December 14, 2022 No Comments

Canada’s banking regulator is set to announce the results of its annual review of the mortgage stress test’s minimum qualifying rate on Thursday.

A deep-dive of the mortgage stress tests

A deep-dive into the mortgage stress tests: They’re necessary, but the design is flawed

September 29, 2022 1 Comment

This is the second in a two-part series exploring the impact the mortgage stress tests had on borrowers and some additional and unintended risks they have brought about.

The latest in mortgage news: OSFI has no plans to loosen the stress test

September 14, 2022 1 Comment

Despite today’s mortgage borrowers having to qualify at rates in excess of 6% and 7%, Canada’s banking regulator said no changes to the stress test are imminent.

OSFI stress test

EXCLUSIVE: BMO brings back OSFI’s stress test for uninsured mortgage switches

OSFI leaves mortgage stress test unchanged

OSFI unlikely to tweak the mortgage stress test tomorrow

A deep-dive into the mortgage stress tests: They’re necessary, but the design is flawed

The latest in mortgage news: OSFI has no plans to loosen the stress test

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