td Archives - Mortgage Rates & Mortgage Broker News in Canada

Opinion: TD’s new tool is a win for brokers—if we choose to see it that way

April 21, 2025 No Comments

TD’s real-time pricing gives brokers true parity—but the reaction shows not everyone was ready for what that really means.

AI is coming for mortgage underwriting — but underwriters aren’t going anywhere, lenders say

April 10, 2025 No Comments

As AI makes inroads into underwriting, lenders say it’s a tool for efficiency — not a substitute for human expertise.

Exclusive: TD levels the playing field with real-time pricing for brokers

March 30, 2025 2 Comments

TD is making a long-awaited shift in how it serves mortgage brokers, addressing one of the channel’s biggest frustrations: inconsistent pricing across its sales divisions.

Mortgage rate war heats up as big banks slash rates — “The spring market starts now”: Butler

March 18, 2025 2 Comments

Big banks are slashing mortgage rates in a heated battle for market share as the spring homebuying season kicks off.

TD sees flat mortgage growth in Q1, but says proprietary channels driving future potential

March 5, 2025 1 Comment

TD Bank reported flat growth in its residential mortgage portfolio for Q1 2025, attributing part of the weakness to seasonality.

TD Bank plans to sell $9 billion in mortgages to comply with asset cap

January 22, 2025 No Comments

TD Bank is planning to sell around $9 billion in residential mortgages as it works to adjust its balance sheet and meet an asset cap imposed by U.S. regulators.

EXCLUSIVE: BMO brings back OSFI’s stress test for uninsured mortgage switches

December 19, 2024 No Comments

The excitement over last month’s removal of the stress test for uninsured mortgage switches may have been short-lived—at least for some bank customers.

Scotiabank: The Bank of Canada will likely deliver a 50-bps rate cut this week—here’s why it shouldn’t

December 9, 2024 No Comments

In a recent analysis, Scotiabank’s Derek Holt suggests that the Bank of Canada is likely to implement a 50-basis point rate cut this week, despite concerns over the broader economic implications.

Despite tough quarter, TD sees year-over-year market share gains in mortgage lending

December 5, 2024 No Comments

Despite ongoing anti-money laundering (AML) remediation efforts, TD Bank saw growth in its mortgage lending business in Q4, with year-over-year market share gains.

Why three big banks raised fixed mortgage rates despite falling bond yields

December 2, 2024 2 Comments

Despite low bond yields, banks and other lenders are continuing to raise rates. We talked to several rate experts to understand why.

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